Insurance deboggles

 

Healthcare can be extremely expensive, even if you have an insurance policy. However, there are some ways that you can save money, whether you’re insured or uninsured.

Preventative care is the best way to keep yourself healthy and keep from having high medical expenses in the future. If you’re insured, examine your benefits and determine which routine exams and tests are covered – one small copay each year could save you a lot of money in the long run. If you don’t have insurance, you can save money by maintaining a healthy lifestyle. Additionally, finding free or low-cost services at local clinics can help you maintain a budget. When it comes to diagnostic care, make your general practitioner someone your partner. See if they accept emails when you have symptoms in case you can avoid an office visit. When a prescription is necessary, ask for generic medications or samples. You may also be able to get medical care at a local store like Target for a reasonable price.

 

Finally, for hospital procedures try to avoid ambulance and emergency rooms if possible because those fees can be huge. Don’t be afraid to ask questions and research hospitals in your area to find out their charge for procedures if one is necessary. Choosing the right facility alone can save you hundreds or thousands of dollars.

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